DAILY CURRENT AFFAIRS (AUGUST 10, 2022)

THE INDIAN POLITY AND GOVERNANCE

1.EXPLAINED: ON GUARDIANSHIP AND ADOPTION OF MINORS

THE CONTEXT: Recently the Parliamentary panel has recommended conferring equal rights on mothers as guardians under the Hindu Minority and Guardianship Act (HMGA), 1956 instead of treating them as subordinates to their husband, and has called for joint custody of children during marital disputes. It has also proposed allowing the LGBTQI community to adopt children.
THE EXPLANATION:
What are the recommendations of the Parliamentary panel on guardianship and child custody?
• The department-related Parliamentary Standing Committee on Personnel, Public Grievances, Law and Justice tabled its report on August 8, 2022, in both Houses of Parliament on the ‘Review of Guardianship and Adoption Laws’. In its report the committee has said that there is an “urgent need to amend the HMGA (Hindu Minority and Guardianship Act, 1956) and accord equal treatment to both mother and father as natural guardians as the law violated the right to equality and right against discrimination envisaged under Articles 14 and 15 of the Constitution.”
• In cases of marital dispute, the panel says there is a need to relook at child custody which is typically restricted to just one parent where mothers tend to get preference. It says courts should be empowered to grant joint custody to both parents when such a decision is conducive for the welfare of the child, or award sole custody to one parent with visitation rights to the other.
• On adoption, the Committee has said that there is a need for a new legislation that harmonises the Juvenile Justice (Care and Protection of Children) Act, 2015 and the Hindu Adoptions and Maintenance Act (HAMA), 1956 and that such a law should cover the LGBTQI community as well.

What does the law say on guardianship? How do courts grant child custody?
• Indian laws accord superiority to the father in case of guardianship of a minor. Under the religious law of Hindus, or the Hindu Minority and Guardianship Act, (HMGA) 1956, the natural guardian of a Hindu minor in respect of the minor’s person or property “is the father, and after him, the mother: provided the custody of a minor who has not completed the age of five years shall ordinarily be with the mother.”
• The Muslim Personal Law (Shariat) Application Act, 1937 says that the Shariat or the religious law will apply in case of guardianship according to which the father is the natural guardian, but custody vests with the mother until the son reaches the age of seven and the daughter reaches puberty though the father’s right to general supervision and control exists. The concept of Hizanat in Muslim law states that the welfare of the child is above all else. This is the reason why Muslim law gives preference to the mother over the father in matters of custody of children in their tender years.
• The Supreme Court’s landmark judgment in Githa Hariharan vs Reserve Bank of India in 1999 challenged the HMGA for violating the guarantee of equality of sexes under Article 14 of the Constitution of India and the court held that the term “after” should not be taken to mean “after the lifetime of the father “, but rather “in the absence of the father”. But the judgment failed to recognise both parents as equal guardians, subordinating a mother’s role to that of the father. Though the judgment sets a precedent for courts, it has not led to an amendment to the HMGA.
• The panel’s proposals on guardianship have been made by the Law Commission of India in its 257th report on “Reforms in Guardianship and Custody Laws in India” in May 2015 as well as its 133rd report in August, 1989 on “Removal of discrimination against women in matters relating to guardianship and custody of minor children and elaboration of the welfare principle”.

What about cases of marital disputes?
• In cases of marital disputes, some courts such as the Punjab and Haryana High Court and Bombay High Court have framed rules to grant joint custody or shared parenting. According to experts instead of this “patchwork” there is a need to amend the law, including the Guardians and Wards Act, 1890 to introduce concepts such as joint custody.

Can queer and transgender people adopt children in India?
• The Adoption Regulations, 2017 is silent on adoption by LGBTQI people and neither bans nor allows them to adopt a child. Its eligibility criteria for prospective adoptive parents says that they should be physically, mentally and emotionally stable, financially capable and should not have any life-threatening medical condition.
Single men can only adopt a boy while a woman can adopt a child of any gender. A child can be given for adoption to a couple only if they have been in a marital relationship for at least two years.
• The HAMA which applies to Hindus, Sikhs, Jains and Buddhists allows men and women to adopt if they are of sound mind and are not minors. Activists say LGBTQI people who seek adoption face institutional discrimination because of stigma. Therefore, the law should be amended to include them as eligible candidates including when they apply as non-single parents such as when they are in civil unions or married for which there is no legal recognition in the country as yet even though the Supreme Court legalised gay sex in 2018.

2.CONSENSUAL SEX ON A GENUINE PROMISE OF MARRIAGE NOT RAPE: SC

THE CONTEXT: Recently, the Supreme Court has held that it is not rape if consensual physical relationship was based on a genuine promise of marriage which could not be fulfilled.
THE EXPLANATION:
• A Bench highlighted the distinction between “a false promise to marriage which is given on understanding by the maker that it will be broken and a breach of promise which is made in good faith but subsequently not fulfilled”. The court quashed an FIR registered in 2016.
• A woman had accused the appellant of rape and cheating. They were in a consensual relationship on the basis of an assurance of marriage given by the man. However, the duo fell apart.
• Three years later, the woman filed the complaint against him. The court said the registration of FIR in the case amounted to abuse of the criminal process.
• “The parties chose to have physical relationship without marriage for a considerable period of time. For some reason, the parties fell apart. It can happen both before or after marriage,” the Supreme Court said.

CONNECT THE DOTS
About Marital rape
• Marital rape (or spousal rape) is an act in which one of the spouses indulges in sexual intercourse without the consent of the other.
• Rape in India continues with the patriarchal outlook of considering women to be the property of men post marriage, with no autonomy or agency over their bodies.
• They deny married women equal protection of the laws guaranteed by the Indian constitution.
• Today, more than 100 countries have criminalized marital rape but, unfortunately, India is one of the only 36 countries where marital rape is still not criminalized
Data Analysis
• Domestic violence in India is an entrenched problem, and it has only been exacerbated in recent years. About 70 per cent of women in India are victims of domestic violence.
• However, one of the most horrifying and repressive issues with the Indian legal regime is that marital rape is not criminalized .
• National Crime Records Bureau’s (NCRB) ‘Crime in India’ 2019 reported that a woman is raped every 16 minutes and every four minutes, she experiences cruelty at the hands of her in-laws.
• National Family Health Survey (NFHS) 2015-16 data indicates that an estimated 99.1 per cent of sexual violence cases go unreported and that the average Indian woman is 17 times more likely to face sexual violence from her husband than from others.
• According to one study by the UN Population Fund, more than two-thirds of married women in India, between the ages of 15 to 49 have been beaten, raped, or forced to provide sex.

Legal provisions
• In India, marital rape is not defined in any statute or law.
• Section 375 of the Indian Penal Code (IPC) defines rape as a criminal offence and states that a man commits rape if he has sexual intercourse with a woman without her consent or if she is a minor.
• However, according to Exception 2 to Section 375 “sexual intercourse by a man with his wife, the wife not being under fifteen years of age, is not rape
• However, in a landmark judgment in 2018, the Supreme Court of India held that it will be considered rape if a man has sexual intercourse with his wife if she is aged between 15 and 18
• The only recourse against non-consensual sex for married women are civil provisions under the Protection of Women from Domestic Violence Act or Section 498-A of the IPC on cruelty against a wife by the husband or a husband’s relatives.

THE INTERNATIONAL RELATIONS

3.BANGLADESH RIVER WATER DEAL LIKELY

THE CONTEXT: According to sources, India and Bangladesh are likely to ink at least one major river agreement later this month.

THE EXPLANATION:
• The planning for the agreement is being tightly guarded by officials on both sides as water sharing between the two countries is considered a sensitive subject given the fact that it often takes political meaning.
• Apart from the major agreements under discussion, sharing of data of river waters and better flood control planning are expected to feature in the upcoming meeting of the Joint River Commission (JRC) that will meet in the last week of August ahead of Prime Minister Sheikh Hasina’s September (2022) 6-7 India visit.
• According to sources, that there is a “strong possibility” that an agreement on the Kushiyara that flows from Assam into Bangladesh is part of one such agreement that may get “done” during the JRC.
• A diplomatic source also hinted at a “major agreement” involving the Ganga may also be taken up as there is a “strong urge” to achieve a big river agreement ahead of Prime Minister Hasina’s visit, which may be her last trip to Delhi before Dhaka goes into election mode next year.

Teesta waters agreement

• The Awami League government has been insistent on sealing the Teesta waters agreement, which has eluded settlement so far. Now, it is understood that India has agreed to offer Bangladesh a package on river waters-related deals that will be considered a significant advancement in terms of sharing of river resources with Dhaka.
• Recent West Bengal CM visit, which came against the backdrop of the tightly guarded India-Bangladesh negotiation, has contributed to the speculation on river water sharing between India and Bangladesh.
• Convening the JRC has been a long-pending demand of Bangladesh as the ministerial-level meeting was last held in 2010.
About Teesta river:
• Teesta river is a tributary of the Brahmaputra (known as Jamuna in Bangladesh), flowing through India and Bangladesh.
• It originates in the Himalayas near Chunthang, Sikkim and flows to the south through West Bengal before entering Bangladesh.
• The Teesta Barrage dam helps to provide irrigation for the plains between the upper Padma and the Jamuna.
Efforts to resolve the dispute:
• Negotiations on how to share the water have been going on since 1983.
• A 2011 interim deal – that was supposed to last 15 years – gave India 42.5 percent of the Teesta’s waters and gave Bangladesh 37.5 percent. Bengal opposed this deal so it was shelved and remains unsigned.
• Bangladesh sought a fair and equitable distribution of Teesta waters from India, on the lines of the Ganga Water Treaty 1996.
• The treaty is an agreement to share surface waters at the Farakka Barrage near their mutual border.
• In 2015, the Indian Prime Minister’s visit to Dhaka generated expectations to take forward the issue but it still remains unresolved.
• However, In India, individual states have significant influence over transboundary agreements, impeding the policymaking process.
• West Bengalis one of the key stakeholders of the Teesta agreement and is yet to endorse the deal.
Importance of Teesta River:
For Bangladesh:
• Its flood plain covers about 14% of the total cropped area of Bangladesh and provides direct livelihood opportunities to approximately 73% of its population.

For West Bengal:
• Teesta is the lifeline of North Bengal and almost half a dozen of districts of West Bengal are dependent on the waters of Teesta.

THE SECURITY AFFAIRS

4.THE EXERCISE VAJRA PRAHAR 2022”

THE CONTEXT: The 13th Edition of the Indo-US Joint Special Forces exercise “Ex Vajra Prahar 2022” commenced at the Special Forces Training School (SFTS), Bakloh (HP). The US contingent is represented by personnel from the 1st Special Forces Group (SFG) and Special Tactics Squadron (STS) of US Special Forces and the Indian Army contingent is formed by drawing Special Forces personnel under the aegis of SFTS.
THE EXPLANATION:
• The Vajra Prahar series of joint exercise aims to share best practices and experiences in areas such as joint mission planning and operational tactics as also to improve inter-operability between the Special Forces of both the Nations. This annual exercise is hosted alternatively between India and the United States. The 12th edition was conducted at Joint Base Lewis Mcchord, Washington (USA) in October 2021.
• During the course of next 21 days, teams of both armies would jointly train, plan and execute a series of Special Operations, Counter Terrorist Operations, Air Borne operations in simulated conventional and unconventional scenarios in mountainous terrain.
• This joint exercise is a significant step in strengthening the traditional bond of friendship between the special forces of both Nations as well as improve bilateral defence cooperation between India and the USA.

CONNECT THE DOTS
Other Exercises of India with the USA:
• Exercise Yudh Abhyas (Army).
• Cope India (Air Force).
• Red Flag (USA’s multilateral air exercise).
• Malabar Exercise (trilateral naval exercise of India, USA and Japan).

THE SCIENCE AND TECHNOLOGY

5.HOW THE MAIDEN FLIGHT OF ISRO’S SSLV WENT AWRY

THE CONTEXT: On August 7, ISRO got ready for the first developmental flight of the SSLV-D1/EOS-2 mission. The Small Satellite Launch Vehicle (SSLV) D1/EOS-2 mission, was carrying two satellites — the Earth Observation Satellite-2 (EOS-2) which weighed about 135 kg and AzadiSAT which weighed about eight kg.
THE EXPLANATION:
The mission aimed to place the EOS-2 in a circular low-Earth orbit at a height of about 350 km above the Equator and inclined at an angle of 37 degrees. The initial part of the story was successful with the launch vehicle operating smoothly. However, the mission failed to place the satellites in their required orbits, and the satellites, as they were already detached from the launch vehicle, were lost.

What was the purpose of the SSLV-D1/EOS-2 mission?
• The purpose of this mission was to place the two satellites in circular low-Earth orbits at a height of about 350 km above the Equator. The larger one, the EOS-2 which was designed and developed by ISRO, offered advanced optical remote sensing operations. It would have operated in the infrared region and could have served many purposes, from imaging for climate studies to simply keeping an eye on Earth.
AzadiSAT, on the other hand, was a collective of 75 tiny payloads weighing around 50 grams each, which were integrated by students. It carried tiny experiments which would have measured the ionising radiation in its orbit and also a transponder which worked in the ham radio frequency to enable amateur operators to access it.

Which part of the mission succeeded and where did it fail?
• The SSLV was composed of three stages powered by solid fuels and these three performed their function as planned. However, when it came to the stage when the satellites had to be set in orbit, there was a glitch which resulted in the satellites being lost forever. With a degree of openness that is unprecedented in ISRO, it was announced that there was a malfunctioning of a sensor which resulted in placing the satellites in an elliptical orbit, rather than a circular orbit.
• The ellipse or oval shape of the elliptical orbit is elongated in one direction and compressed in another (the so-called major and minor axes, which are like two radii of the ellipse). The shortest height above the Earth of this oval orbit was only about 76 km.
Why were the satellites lost?
• If the closest distance to the Earth is only 76 km, as it happened this time, there is an atmospheric drag experienced by the object at that height. Thereafter, unless adequate thrust is applied to overcome the drag, it will lose height and fall towards the Earth because of gravity and may eventually burn up due to friction.
What went wrong with the launch?
• Today rocket technology has progressed to such a stage that even if the course of the rocket is altering from its planned course, there will be sensors that feed back this information to a system. This will immediately trigger a course correction which will restore the trajectory of the rocket.
• There are many sensors as well as a built-in redundancy. That is, even if one or two sensors fail, there will be others that take over and effect the course correction. In the present case, the announcement was that “failure of a logic to identify a sensor failure and go for a salvage action caused the deviation.”
• This could possibly imply that either redundancy was not built in, which is highly unlikely, or perhaps that it was built in but did not kick off due to a technical glitch.

Why do we need to develop an SSLV when we have successfully used PSLV and GSLV?
• The PSLV (Polar Satellite Launch Vehicle) and GSLV (Geosynchronous Satellite Launch Vehicle) are quite powerful and can carry huge loads. To place an Earth Orbiting Satellite in a low Earth orbit, one does not need such power horses. The SSLV can easily carry small-to-medium loads from 10 kg to 500 kg. It is less expensive. The three stages being powered by solid fuel is another advantage. Solid fuel is easier to handle, whereas handling the liquid propellants used in the PSLV and GSLV is more complex.

VALUE ADDITION:
What is the difference between circular and elliptical orbits?
• Mostly objects such as satellites and spacecrafts are put in elliptical orbits only temporarily. They are then either pushed up to circular orbits at a greater height or the acceleration is increased until the trajectory changes from an ellipse to a hyperbola and the spacecraft escapes the gravity of the Earth in order to move further into space — for example, to the Moon or Mars or further away.
• Satellites that orbit the Earth are mostly placed in circular orbits. One reason is that if the satellite is used for imaging the Earth, it is easier if it has a fixed distance from the Earth. If the distance keeps changing as in an elliptical orbit, keeping the cameras focussed can become complicated.

THE GOVERNMENT SCHEMES AND INTERVENTIONS

6.EXPLAINED: GOVT’S OPEN NETWORK FOR DIGITAL COMMERCE (ONDC)

THE CONTEXT: US firm Microsoft has become the first big tech company to join the Open Network for Digital Commerce (ONDC), a government-backed project which is aimed at enabling small merchants and mom-and-pop stores in parts of the country to access processes and technologies that are typically deployed by large e-commerce platforms such as Amazon and Flipkart.
THE EXPLANATION:
The software giant intends to introduce social e-commerce — group buying experience — in the Indian market, which would include a shopping app for Indian consumers along with their social circle, harnessing the ONDC network to discover the best pricing among retailers and sellers.

What is Open Network for Digital Commerce (ONDC)?
• It is an initiative aimed at promoting open networks for all aspects of exchange of goods and services over digital or electronic networks. ONDC is to be based on open-sourced methodology, using open specifications and open network protocols independent of any specific platform. It is being developed as a counter to the current duopoly in the Indian e-commerce market which is largely dictated by Amazon and Walmart-owned Flipkart.
• In May 2022, the Department for Promotion of Industry and Internal Trade (DPIIT) went live with a test run of ONDC in cities like Delhi-NCR, Bengaluru, Coimbatore, Bhopal, and Shillong where it plans to onboard 150 sellers.

What does Microsoft joining ONDC mean, and who else is on board?
• Microsoft getting on board the the ONDC wagon means the project gets its first international marquee name ahead of its Bengaluru launch.
• A number of participants are currently live on the ONDC network, offering a number of services in the e-commerce supply chain such as buying, selling and offering logistics services. Among those that are live are Paytm, which has joined the platform as a buyer, and Reliance-backed Dunzo, which is offering logistics services for hyperlocal deliveries.
• Companies like Kotak, PhonePe, Zoho and Snapdeal are in the “advanced stage of development”.

How does ONDC work?
• The ONDC platform lies in the middle of the interfaces hosting the buyers and the sellers. So far, the buyer side interface is being hosted by Paytm, whereas the seller side interface is being hosted by other players like GoFrugal, etc.
• When a buyer searches for an item on the Paytm app, from where ONDC has gone live, the app will connect to the ONDC platform, which will connect it to seller side interfaces that will list all the companies from where you can buy the particular item.
• On ONDC, there will be several other backend partners such as logistics service providers, enterprise resource planners, e-commerce store hosting service providers, etc.

What are the challenges ONDC aims to address?
• An ONDC strategy paper published earlier this year has flagged the rising dominance of global players in India’s e-commerce ecosystem, pointing out that the large quantum of investment required to build competitors to the integrated solutions offered by the big players has become an entry barrier for digital marketplaces.
• It also flagged the inability of marketplace sellers to move out of the platform ecosystem, given that the value created by these small players is stored with the larger platforms. With this in mind, ONDC aims to transform the marketplace ecosystem from an operator-driven platform-centric model to a facilitator-driven interoperable decentralised network.

What does it mean for online buyers?
• ONDC is being seen as the UPI-moment for the e-commerce market, and its whole claimed value proposition lies as “democratising” digital commerce, taking it away from the clutches of a handful of deep-pocketed companies, as is the case currently – a number of sellers can offer their goods and services on the network which could be accessed from different platforms, with the delivery and payments infrastructure being handled by different companies.
• In theory, ONDC may enable more sellers to be digitally visible, which means that for online buyers, it could present increased options at a number of different price points.
• One of the biggest criticisms of e-commerce giants globally has been that they have amassed critical data about users’ buying patterns, which gives them an idea about what products are in demand at any given point in time. There have been accusations made against companies like Amazon, in India and elsewhere, that it uses this data to launch similar products through an entity that it indirectly controls, usually at a price point regular sellers cannot match.




Ethics Through Current Development (10-08-2022)

  1. Dealing with uncertainty READ MORE
  2. Katha Upanishad on Nachiketas’ tryst with death READ MORE



Today’s Important Articles for Geography (10-08-2022)

  1. Coastal area projects got Centre’s nod without proper environmental impact assessment, finds CAG READ MORE
  2. Australia shivers as winter ends; spring to be wet due to negative Indian Ocean Dipole, La Nina READ MORE



Today’s Important Articles for Sociology (10-08-2022)

  1. SC offers hope that right to abortion won’t be restricted by a woman’s marital status READ MORE
  2. Public healthcare, medical research lagging READ MORE



Today’s Important Articles for Pub Ad (10-08-2022)

  1. Withdrawal of the data Bill was a bad move: The enactment of the Personal Data Protection Bill into law would have helped create a framework for redress READ MORE
  2. Fair trial goes beyond courts, to the police and media: The media needs to aid mechanisms that aim to preserve the basic principles of the justice system READ MORE
  3. Rankings that make no sense: There are glaring flaws in the National Institutional Ranking Framework’s ranking of higher education institutions READ MORE
  4. A fundamental problem of democracies: What constitutes good and bad freebies? READ MORE
  5. Legislature reform is must in New India READ MORE
  6. As the Criminal Procedure (Identification) Act, 2022 Comes into Effect, Its Lack of Safeguards is of Concern READ MORE



WSDP Bulletin (10/08/2022)

(Newspapers, PIB and other important sources)

Prelim and Main

  1. Silent marches to recall Partition READ MORE
  2. The PESA Act, and the reason behind parties trying to woo tribals in Gujarat READ MORE
  3. What is AGM-88 HARM, the new anti-radar missile supplied to Ukraine by the US? READ MORE
  4. What Is Lumpy Skin Disease and Why Is it Raising Concerns? READ MORE
  5. Has Odisha’s Bhitarkanika reached a saturation point for its estuarine crocodiles? READ MORE
  6. ‘The rupee is a better-performing currency against the dollar on a trade-weighted basis’ READ MORE
  7. Monkeypox complications more common in children: Lancet study READ MORE

Main Exam

  1. Launch a national tribal health mission READ MORE

GS Paper- 2

POLITY AND GOVERNANCE

  1. Withdrawal of the data Bill was a bad move: The enactment of the Personal Data Protection Bill into law would have helped create a framework for redress READ MORE
  2. Fair trial goes beyond courts, to the police and media: The media needs to aid mechanisms that aim to preserve the basic principles of the justice system READ MORE
  3. Rankings that make no sense: There are glaring flaws in the National Institutional Ranking Framework’s ranking of higher education institutions READ MORE
  4. A fundamental problem of democracies: What constitutes good and bad freebies? READ MORE
  5. Legislature reform is must in New India READ MORE
  6. As the Criminal Procedure (Identification) Act, 2022 Comes into Effect, Its Lack of Safeguards is of Concern READ MORE

SOCIAL ISSUES

  1. SC offers hope that right to abortion won’t be restricted by a woman’s marital status READ MORE
  2. Public healthcare, medical research lagging READ MORE

INTERNATIONAL ISSUES

  1. India and Brazil in the Global Multilateral Order READ MORE
  2. China-US Tensions a Moment of Reckoning for the Indo-Pacific Order READ MORE

GS Paper- 3

ECONOMIC DEVELOPMENT

  1. Implementation roadblocks persist in MSME financing READ MORE
  2. The polarised economy READ MORE
  3. OPINION: Priorities for building an energy-efficient Indian economy READ MORE

ENVIRONMENT AND ECOLOGY

  1. Coastal area projects got Centre’s nod without proper environmental impact assessment, finds CAG READ MORE

SECURITY

  1. India beyond 75: Revamping our security needs READ MORE

GS Paper- 4

ETHICS EXAMPLES AND CASE STUDY

  1. Dealing with uncertainty READ MORE
  2. Katha Upanishad on Nachiketas’ tryst with death READ MORE

Questions for the MAIN exam

  1. ‘Justice is the law’s ultimate purpose, but it is sometimes an insufficient instrument for pursuing justice’. In the light of the statement discuss the need for a reformed bail law for India.
  2. ‘India should not lose strategic focus as it finds its feet in the global order’. In the light of the statement examine why India pursue its neighborhood policy at first place in its strategi relations?

QUOTATIONS AND CAPTIONS

  • Freedom is a path you choose every day.
  • The enactment of the Personal Data Protection Bill into law would have helped create a framework for redress.
  • The media needs to aid mechanisms that aim to preserve the basic principles of the justice system.
  • SC offers hope that right to abortion won’t be restricted by a woman’s marital status.
  • New India cannot be shaped by existing legislature, and it requires radical reform.
  • The democratic institutions function on conventions and rules. There is a growing need to accord greater importance to the convention of the good practices as had been the part of the legislatures in the early days of the formation.
  • In the UK, judicial accountability is a media free for-all—admittedly, mostly, but not solely, in the contumacious tabloids—unfettered by protestations.
  • In an era where great-power rivalries dominate and the relevance of multilateralism is being questioned, cooperation between India and Brazil can reinvigorate discussions and debates on reforming multilateral organisations.

50 WORD TALK

  • India’s lower medals tally isn’t the headline from CWG 2022 in Birmingham but its stellar show in track and field events and racquet sports. This is the outcome of scientific training and commitment to excellence and should serve as a launchpad for a good medal haul at Paris Olympics 2024.
  • Unfortunately, the rise of the private sector has coincided with a decline in standards in govt institutions. It must not be forgotten that private healthcare is expensive and practically unaffordable for many. It is estimated that nearly three million people fall below the poverty line each year owing to expenditure on sickness. Medical insurance is hardly ubiquitous in India. In these circumstances, the importance of public healthcare facilities cannot be overstated.

Things to Remember:

  • For prelims-related news try to understand the context of the news and relate with its concepts so that it will be easier for you to answer (or eliminate) from given options.
  • Whenever any international place will be in news, you should do map work (marking those areas in maps and exploring other geographical locations nearby including mountains, rivers, etc. same applies to the national places.)
  • For economy-related news (banking, agriculture, etc.) you should focus on terms and how these are related to various economic aspects, for example, if inflation has been mentioned, try to relate with prevailing price rises, shortage of essential supplies, banking rates, etc.
  • For main exam-related topics, you should focus on the various dimensions of the given topic, the most important topics which occur frequently and are important from the mains point of view will be covered in ED.
  • Try to use the given content in your answer. Regular use of this content will bring more enrichment to your writing.



Day-263 | Daily MCQs | UPSC Prelims | CURRENT DEVELOPMENTS

[WpProQuiz 307]




TOPIC : ROLE OF SELF-HELP GROUPS IN WOMEN EMPOWERMENT

THE CONTEXT: In India, the Covid-19 outbreak has engulfed into misery one and all with almost similar intensity. However, the wrath of uncertainty and hitches has been more unprecedented for the already vulnerable like women. In this scenario, the role of Self-Help Groups (SHGs) becomes pivotal for the cause of the overall development and empowerment of women.

SHGs: A BRIEF BACKGROUND

A Self-Help Group (SHG) is a village-based financial intermediary committee usually composed of 10-20 local women. The members make small regular saving contributions for a few months until there is enough capital in the group for lending. Funds may then be lent back to the members or other villagers. These SHGs are then further ‘linked’ to banks for the delivery of microcredit. It lays emphasis on capacity building, planning of activity clusters, infrastructure build-up, technology, credit and marketing.

EVOLUTION OF SHGs IN INDIA

  • The first organized initiative in this direction was taken in Gujarat in 1954 when the Textile Labour Association (TLA) of Ahmedabad formed its women’s wing to organize the women belonging to households of mill workers in order to train them in primary skills like sewing, knitting embroidery, typesetting and stenography etc.
  • In 1972, it was given a more systematized structure when Self Employed Women’s Association (SEWA) was formed as a Trade Union under the leadership of Ela Bhatt. She organized women workers such as hawkers, vendors, home-based operators like weavers, etc. with the primary objective of increasing their income and assets; enhancing their food and nutritional standards; and increasing their organizational and leadership strength. In order to broaden their access to market and technical inputs, these primary associations were encouraged to form federations like the Gujarat State Mahila SEWA Cooperative Federation, Banaskantha DWCRA, Mahila SEWA Association etc.
  • NABARD in 1986-87 supported and funded an action research project on “Saving and credit management of SHGs” of Mysore Resettlement and Development Agency (MYRDA). The MYRDA has been promoting SHGs in Gulbarga.
  • The SHG Bank Linkage Project launched by NABARD in 1992 has blossomed into the world’s largest microfinance project. NABARD along with RBI permitted SHGs to have a savings account in banks from the year of 1993. This action gave a considerable boost to the SHG movement and paved the way for the SHG-Bank linkage program.
  • Major experiments in small group formation at the local level were initiated in Tamilnadu and Kerala about two decades ago through the Tamilnadu Women in Agriculture Programme (TANWA) 1986, Participatory Poverty Reduction Programme of Kerala, (Kudumbashree) 1995 and Tamil nadu Women’s Development Project (TNWDP) 1989. 
  • In 1999, the Government of India, introduced Swarn Jayanti Gram Swarozgar Yojana (SGSY) to promote self-employment in rural areas through the formation and skilling of SHGs.
  • Deen Dayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) in 2011, under the Ministry of Rural Development, across the country in a mission mode with the objective of organizing the rural poor women into Self Help Groups (SHGs).
  • Initiatives such as the UdyamStree campaign by EdelGive Foundation, for example, have focused on women entrepreneurs in Maharashtra and Rajasthan, among other states, by leveraging SHGs such as MAVIM, and other relevant stakeholders.
  • Facebook’s Pragati and Google’s Women Will, among others, have also moved the needle in fostering a level-playing field for women entrepreneurs.

 SIGNIFICANCE OF SHGs

POST-COVID ERA DYNAMICS

  • Due to amplified importance being given to innovation, technology and self-sustenance, especially in a post-covid era, economically weaker sections have faced an acute loss of jobs and income.
  • In this context, the SHGs can help women with income-generating economic opportunities.

SOCIETAL SECLUSION

  • In a society with deep-rooted patriarchy, even if women want to attain employment, the dominant tradition of female domestic responsibility coupled with social stigma limits their economic advancement and access to opportunities in comparison with their male equivalents.
  • This social barrier is being overcome by SHGs simply due to its all-inclusive and women-centric participation.

NOTABLE ISOLATION

  • Even though women have the potential to contribute to household finances, they often do not have the agency to participate in decisions related to avenues of income generation, thus many a time pushing their families to the brink of poverty.
  • Since SHGs provide a medium for women to become entrepreneurs, it creates credible ground for more decision-making opportunities.

STATUS OF WOMEN

  • While India is at the cusp of a rapid transformation in terms of evolving employment opportunities, urbanization and innovation, female participation in the economy remain crucial to where India stands globally.
  • Even though working women account for approximately 432 million, about 343 million are not in paid formal job roles or work. An estimated 324 million of them are not in the labour force, and another 19 million are part of the labour force but not employed.
  • SHGs have significant potential in creating jobs for women as seen in various successful examples. This rightly places women on par with the male workforce.

ROLE OF SHGs IN WOMEN EMPOWERMENT

ECONOMIC INDEPENDENCE

  • SHGs provide women entrepreneurs with micro-loans to sustain their businesses, while also creating an environment for them to develop greater agency and decision-making skills.
  • SHGs inculcate the habit of saving and using banking facilities among the members.
  • The saving habit thus strengthens the bargaining capacity of the women and they are in a better position to acquire loans for productive purposes.
  • The women gain from collective wisdom in managing their finances and distributing the benefits among themselves.

INCLUSIVENESS

  • An SHG comprises a small group of women who come together to make regular monetary contributions.
  • Emerging as important micro-finance systems, SHGs work as platforms that promote solidarity among women, bringing them together on issues of health, nutrition, gender parity and gender justice.

SOCIAL UPLIFTMENT

  • SHG culture has brought the country changed in the gender dynamics of power within a family and ultimately the society at large.
  • They now have greater say in family matters and also are seen as stakeholders and partners in taking the community forward.
  • Financial independence has eventually paved the way for societal upliftment of women and their voices.

POLITICAL MOBILITY

  • Many members of SHGs are being elected as legislators for bringing change and inclusive development.
  • Their participation in the governance process enables them to highlight issues such as dowry, alcoholism, the menace of open defecation, primary health care etc. and impact policy decisions.
  • Leadership skills learned through SHGs helped several SHG members to get elected as Sarpanch/Pradhan.

EMPOWERING WOMEN IN CRISIS

  • According to a World Bank report, Women in SHGs are also working as bank correspondents, referred to as ‘bank sakhis’.
  • Even during distressing times like pandemics, they are helping with the distribution of pensions, providing door-to-door service to remote communities to access their account credits from direct benefit transfers.

SHGs: SUCCESS STORIES

The footprints of the SHGs as community warriors against Covid-19 can be felt across various Indian states. For example, in Tamil Nadu, each PDS shop has been stationed with two SHG volunteers to ensure that people in the queue maintain adequate distance. In Odisha, rural women organized in these SHGs produced more than 1 million cotton masks for police personnel and healthcare workers.

KUDUMBASHREE

  • In Kerala, an SHG named Kudumbashree is helping dispel fake news through its network of WhatsApp groups with more than 100,000 women as members. These platforms are specifically leveraged to disseminate urgent and authentic information regarding the pandemic.
  • It is also involved in running 1,300 kitchens across Kerala and is providing food to those who are bedridden or under quarantine. The Mahila Arthik Vikas Mahamandal (MAVIM) and the numerous women SHGs operating under it played a crucial role in combating the socio-economic impact of the pandemic in rural Maharashtra.
  • These women even contributed approximately ₹11 lakh to the Chief Minister’s Relief Fund through a MAVIM-driven donation campaign.

JEEVIKA & PRERNA

  • JEEViKA, an organization in Bihar has stepped into the information, education, and communication (IEC) domain to disseminate awareness and preparedness materials for the outbreak.
  • Prerna, an SHG in Uttar Pradesh, has attempted in communicating messages on social distancing through street art and wall paintings. A few SHGs in Jharkhand have opened a 24×7 helpline called Didi, which provides verified information to migrant labourers on evacuation and return processes to their hometowns in Jharkhand.

MAHILA ARTHIK VIKAS MAHAMANDAL (MAVIM) IN MAHARASHTRA

  • SHGs in Maharashtra were unable to cope with the growing volume and financial transactions and needed professional help. Community managed resource centre (CMRC) under MAVIM was launched to provide financial and livelihood services to SHGs. CMRC is self-sustaining and provides need-based services.
  • SHGs such as Mahila Arthik Vikas Mahila Mandal, UMED Abhiyan under Maharashtra’s department of rural development’s State Rural Livelihood Mission, and government schemes such as Tejaswani, etc, have proven beneficial in the development of women entrepreneurship for the cause of women’s empowerment.

MISSION SHAKTI IN ODISHA

  • “Mission Shakti” is the self-help mission for empowering women through the promotion of Women Self Help Groups (WSHGs) to take up various socio-economic activities which were launched in Odisha on 8th March 2001 on the eve of International Women’s Day. Mission Shakti has the clear objective of empowering women through gainful activities by providing credit and market linkage. Empowerment of women through WSHGs under Mission Shakti is a flagship programme of the Government of Odisha. It envisages that over a period of time more & more women would be part of a WSHG. Nearly 70 lakh women have been organized into 6 lakh groups in all blocks and urban local bodies of the State so far.

KEY GOVERNMENT POLICY MEASURES FOR SHGs

  • Infuse funding: Apart from NABARD, there are four other major organizations in the public sector which too provide loans to financial intermediaries for onward lending to SHGs. They are:

(a) Small Industries Development Bank of India (SIDBI),

(b) Rashtriya Mahila Kosh (RMK), and

(c) Housing and Urban Development Corporation (HUDCO).

Then, there are public sector/other commercial banks which are free to take up any lending as per their policy and RBI guidelines. Under the Self-Employment Programme (SEP), interest subvention over and above 7 per cent rate of interest is available to all SHGs accessing bank loans. An additional 3 per cent interest subvention is also available to all women SHGs who repay their loan in time.

  • In 1999, the Government of India, introduced Swarn Jayanti Gram Swarozgar Yojana (SGSY) to promote self-employment in rural areas through the formation and skilling of SHGs.
  • Deen Dayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) in 2011, under the Ministry of Rural Development, across the country in a mission mode with the objective of organizing the rural poor women into Self Help Groups (SHGs) and continuously nurturing and supporting them to take economic activities till they attain an appreciable increase in income over a period of time to improve their quality of life and come out of abject poverty. Women’s SHGs are being supported by the Government of India’s National Rural Livelihoods Mission (NRLM) which is co-financed by the World Bank. NRLM has scaled up the SHG model across 28 States and 6 Union Territories of the country, reaching more than 67 million women.
  • Augment Skills & Entrepreneurship: To boost the participation of women in the entrepreneurship ecosystem, the government has introduced a plethora of schemes, such as the Mudra Yojana, Udyogini Scheme, Annapurna Scheme and Stand-Up India.
  • Prime Minister recently participated in ‘Aatmanirbhar Narishakti se Samvad’ and interacted with women Self Help Group (SHG) members/community resource persons promoted under the Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM). During the event, a compendium of success stories of women SHG members from all across the country, along with a handbook on the universalization of farm livelihoods was released. The Prime Minister also released capitalization support funds to the tune of Rs. 1625 Crore to over 4 lakh SHGs.
  • In a bid to promote entrepreneurship among women through the formation of Micro Enterprises of Mission Shakti SHGs, the Department of Mission Shakti, Odisha in collaboration with Apparel Made-ups and Home Furnishing Sector Skill Council (AMHSSC), New Delhi has signed an agreement to launch an initiative for skill development of 10,000 Mission Shakti SHG members on apparel manufacturing.

ISSUES WITH SHGS SUSTENANCE

HIGHER NPA

  • Whether the economic gains of the SHG movement are adequate to bring a qualitative change in their life is a matter of debate in India.
  • The biggest challenge with SHGs currently is higher NPA percentage due to multiple financing, inadequacies in account keeping and other things.
  • On average NPA of SHGs stands at around 7-8 per cent which NABARD intends to bring down to 2 per cent in the next five years.

LACKING TECHNOLOGICAL SKILLS

  • Many of the activities undertaken by the SHGs are still based on primitive skills related mostly to primary sector enterprises.
  • There is a lack of qualified resource personnel in the rural areas who could help in skill up gradation/acquisition of new skills by group members.
  • Further, members of a group do not come necessarily from the poorest families.

DEPENDENT FOR RESOURCES

  • Even after many years of existence, by and large, SHGs are heavily dependent on their promoter NGOs or government agencies.
  • The withdrawal of NGOs / government agencies even from areas where SHGs have been federated, has often led to their collapse.
  • The leadership and management of most SHG federations continue to be in the hands of NGOs.
  • Capacity building of small groups/members is an important component of organizational effectiveness.

PARLIAMENTARY COMMITTEE REPORT (2016-17)

  • The ‘Committee on Empowerment of Women’ (Rajya Sabha) found that even after the number of Self-Help Groups has gone up by nearly 70 per cent over the years, the north-eastern state of Arunachal Pradesh does not have even a single SHG.
  • The committee also found irregularities in Literacy levels, a less patriarchal mindset in the south, etc.

REGIONAL DISPARITY

  • There are a greater number of SHGs in Southern states compared to Northern states.
  • Out of 66,000 federations, 60,000 are located in the four southern states viz. undivided Andhra Pradesh, Karnataka, Tamil Nadu and Kerala.
  • The success rate of SHGs has been around 50% only and its failure is more pronounced in the North than south

THE WAY FORWARD:

Amartya Sen explains that the freedom to lead different types of life is reflected in the person’s capability set. Thus, the government policies must be directed towards increasing the socioeconomic capabilities of all of these women’s SHGs by means of the perennial flow of sustainable credit and institutional backing.

The 2nd ARC is of the view that the role of the Government in the growth and development of the SHG movement should be that of a facilitator and promoter. The objective should be to create a supportive environment for this movement.

  • Since a large number of rural households in the North-Eastern States and Central-Eastern parts of the country (Bihar, Jharkhand, Uttar Pradesh, Uttarakhand, Orissa, Madhya Pradesh, Chhattisgarh and Rajasthan) do not have adequate access to formal sources of credit, a major thrust on the expansion of the SHG movement in these areas should be facilitated.
  • Commercial Banks and NABARD in collaboration with the State Government need to continuously innovate and design new financial products for SHGs.

Untapped potential: In Maharashtra alone, 527,000 SHGs have had a role to play in accounting for over 50% of all women-led small-scale industrial units in India, which shows that SHGs can lead to holistic development of women entrepreneurship. This needs to be replicated in other states.

SHGs response during crisis: According to the World Bank, in over 90 percent of India’s districts, away from the limelight of the cities, SHG women are producing facemasks, running community kitchens, delivering essential food supplies, sensitizing people about health and hygiene and combating misinformation. This shows that investments in the institution of SHGs will only return good interests even in the most testing times.

Examples to learn from: Observing the crucial role they play, corporations and foundations globally have designed SHG-led programmes to help women achieve economic empowerment. Initiatives such as the UdyamStree campaign by EdelGive Foundation, for example, has focused on women entrepreneurs in Maharashtra and Rajasthan, among other states, by leveraging SHGs such as MAVIM, and other relevant stakeholders. Facebook’s Pragati and Google’s Women Will, among others, have also moved the needle in fostering a level-playing field for women entrepreneurs. This can be adopted by industrialists and unicorns from India too.

An SHG 2.0 as emphasized by the World Bank which addressed the structural and credit-related challenges of SHGs need to be implemented for making the SHGs a true vehicle for women empowerment and making the people-centered development. The government policies thus must be in line with this idea so as to achieve efficient resource mobilization and consequent upliftment of women.

THE CONCLUSION: It is important to recognize the talent of women and provide them with the right opportunities. Self Help Groups have immensely benefited people in rural areas, especially women. The self-help group movement has been one of the most powerful incubators of female resilience and entrepreneurship in rural India. It is a powerful channel for altering the social construct of gender in villages. Women in rural areas are now able to create independent sources of income. The revolutionary momentum that SHGs have created has given women an important sense of self-assurance in their journey to become aatmanirbhar or self-reliant.

QUESTIONS TO PONDER

  • “There is no denying that like most difficult times in the past, women have again risen to the fore in India’s fight against the pandemic.” Discuss the given statement in the light of SHGs and their role in the COVID-19 Pandemic.
  • SHGs are one of India’s most important tools for women to achieve socio-economic self-reliance. Examine
  • Although SHGs have a significant history in the Indian dynamics, they are off late marred with various challenges. Examine Critically.